we explore the nuances of both options—moving versus improving, delving into the advantages and disadvantages of each.
The UK property market enters Q4 2025 with measured confidence. Prices are inching upward, buyers are cautiously returning, and lending conditions are stable but still shaped by higher borrowing costs. With the Autumn Budget approaching, all eyes are on what fiscal adjustments could mean for homeowners, landlords and investors alike. UK House Prices; Current State... Continue Reading →
As we step into February 2025, the UK housing market remains a hot topic for buyers, sellers, and homeowners alike. With shifting economic conditions, evolving mortgage rates, and changing buyer preferences, it’s essential to stay informed. In this month’s Move or Improve newsletter, we’ll explore key trends shaping the market and offer expert insights to... Continue Reading →
In 2025, the UK housing market shows promising growth influenced by rising house prices, anticipated interest rate cuts, and government initiatives such as stamp duty changes and ambitious housebuilding targets. Analysts predict modest price increases and improved transaction volumes, particularly in London, reflecting favorable economic conditions for buyers and investors.
Key considerations for budgeting and financing a house extension or loft conversion include defining scope, cost estimation, financing options, securing funding, planning, project management, and contingency planning for unexpected costs and completion.
Repairs and aesthetic updates can increase home value and livability. Top 10 ideas include decluttering, painting, improving curb appeal, enhancing energy efficiency, reconfiguring layout, upgrading kitchen and bathrooms, landscaping, converting space, and building an extension. Author advises readers to verify information independently.
With the current housing market uncertainty, many consider improving rather than moving. Moving costs of approximately £20,000 lead to the option of extending or renovating without needing a full planning application. Hiring an architect, despite costing 5% to 15% of the construction cost, can save money and time. Seeking professional advice is essential.
To determine what property you can afford, evaluate your income, expenses, savings, and property costs. Calculate your budget, assess savings and upfront costs, determine your mortgage, estimate affordability, and adjust for local market conditions. Carefully analyze your financial situation and consult with advisors to make an informed decision.
Move or Improve 